You and Kathy have been OUTSTANDING as representatives for our policy needs. You have always been available to answer any questions, and provided us with annual updates. I suppose that is why you are probably one of the more preferred agents. In addition, your friendly personality always comes through. This makes me and Stef confident that we are in good hands, especially considering the complexity in the insurance business. So I will say, a big THANK YOU, AND KEEP UP THE GREAT SERVICE!